How to Get Your Doula Care Covered by Insurance (Yes, It’s Possible!)

The journey into parenthood is exciting, overwhelming, beautiful, and at times, hard. But you don’t have to do it alone. Doula support can make all the difference in how you experience pregnancy, birth, and those first few weeks postpartum. The best part? With the right approach, your doula care might be covered by insurance or health spending accounts (HSA). At Babymoon Doula Solutions, we believe everyone deserves access to compassionate, personalized care, and we’re here to help you get it.

Why Choose Doula Care?

Doulas offer continuous, nonjudgmental, and educational support during pregnancy, birth, and postpartum. Whether it’s a calm voice during contractions, help with feeding after baby arrives, or simply someone who knows what you need before you ask, doulas are trained to hold space for your emotional, physical, and informational needs.

Evidence shows that working with a doula can lead to:

  • Fewer interventions during labor (including epidurals and C-sections)

  • Shorter labors

  • Improved postpartum mental health outcomes

  • Greater confidence in new parenthood

How to Get Your Doula Care Covered in Canada

Doula care isn’t universally covered under OHIP, but that doesn’t mean you’re out of options. Many extended benefits packages and Health Spending Accounts (HSAs) include coverage for wellness or complementary care services, which may include doulas.

Here’s how to improve your chances of reimbursement:

  1. Ask your doctor or midwife for a note outlining how doula support will benefit your physical or mental well-being.

  2. Check your policy for terms like “complementary care,” “support services,” or “wellness benefits.”

  3. Submit a detailed claim with documentation, receipts, and a description of services.

  4. Call your provider directly and ask if certified doulas qualify under your plan.

  5. Use your HSA or FSA if you have one—these accounts are often more flexible in what they cover.

Some insurers like Carrot, Manulife or TD have started explicitly including doula care when provided by certified practitioners. It’s worth asking!

Can My Employer Help?

Absolutely. If you’re planning your parental leave or exploring fertility support, talk to your HR team about what’s available. Programs like Carrot Fertility work with employers to offer reimbursed doula care and other family-building services. Carissa is already part of the Carrot network, which could make your approval process even easier.

Even if your company isn’t enrolled yet, asking HR to consider adding doula benefits can go a long way. It shows there’s demand, and sometimes that’s all it takes to start change.

What If Insurance Isn’t an Option?

We get it—not every plan includes doula care. But there are still ways to make this support more accessible:

  • Use a Doula Registry: Add doula care to your baby shower or gift registry. Many families are eager to contribute to something meaningful.

  • Crowdfund Your Care: Friends and family want to help. Let them know what you truly need.

  • Flexible Payment Options: At Babymoon Doula Solutions, we’re happy to offer flexible packages and installment options to meet your needs. Check out our services and contact us to find out more.

Need Help Navigating It All?

That’s what Babymoon Doula Solutions is here for. We are committed to helping you get the care you need, without the overwhelm.

If you have questions about coverage or want help advocating for reimbursement, don’t hesitate to reach out.

Meet Carissa: A Trusted, Insured, and Certified Doula

Carissa is a Toronto-based doula, certified and insured through Doula Canada and proudly listed on the Carrot Fertility Registry of Trusted Providers. With a background in healthcare and a heartfelt commitment to each family she supports, Carissa blends clinical knowledge and compassionate care in every interaction.

She’s not just qualified—she’s deeply committed to making your experience smoother, safer, and more supported.

Learn more about Carissa here